Many financial institutions like banks offer some products and services for a specific category of customers like kids, women, senior citizens, etc. Union Bank of India has also launched a credit card, Divaa, for women customers only. Let us explore the eligibility criteria, fees, features, benefits, and whether you should apply for this card.
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The Divaa credit card will be issued only to women customers. The eligibility criteria for the card is as follows:
a) If the applicant is a salaried individual, the age should be in the 18 to 65 years bracket. If the applicant is a professional or businesswoman, the age should be in the 18 to 70 years bracket.
b) The applicant’s minimum income should be Rs. 2.5 lakhs per annum. The salaried individual will have to submit her Form 16/ITR along with the latest salary slip. The businesswoman will have to submit two years of ITR.
c) Add-on cards will also be issued only for women. The add-on cardholder applicant’s age should be 18 years and above.
If the applicant doesn’t have any income proof, the card can be issued on the security of a fixed deposit by marking a lien on it.
The above eligibility criteria are indicative.
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The Divaa credit card is packed with good features and benefits. The bank has tied up with various merchants to provide specific women-only offers. Some of these include the following.
The card also provides other benefits like:
a) Airport lounge access: You can avail of 8 complimentary domestic airport lounge access (2 per quarter) and 2 complimentary international airport lounge
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