Beyond Financial News

Credit Information Companies (CICs) like CIBIL and others use multiple parameters to calculate an individual's credit score. One of the important parameters is the credit utilisation ratio. In this article, we will understand what is the credit utilisation ratio, how it impacts yourCIBIL score, and how to improve your credit utilisation ratio.

Thinking Architecture (1998), that when he considers architecture, some of the images that come to his mind are from his childhood, from a time when he “experienced architecture without thinking about it". Many people when they are probed about the subject of home, will be able to recollect some element of a place or an experience that brought them joy. The problem, though, is that most of us don’t sit down to harness that feeling when we’re making a home for ourselves.

Exit polls pose several layers of complexity in India. The sheer size of the electorate pushes pollsters to increase their sample sizes, stretching resources of all players. Competition among media organisations doesn't allow polling agencies to pool resources, which could improve forecasting outcomes. Polling is also less reliable in multi-contests, a hallmark of Indian politics. It becomes more difficult to predict seats from vote shares when swings for and against aren't restricted to two options, like in US or British elections. A fallout of multi-party democracy is pre-poll alliances that cloud intertemporal comparisons.

solar cycle. This research took place at the Helmholtz Centre in Dresden Rossendorf and has now been published in Solar Physics.

Every June since the 1970s, across the United States, musicians, fans and industry professionals celebrate Black Music Month

They are called zombies, companies so laden with debt that they are just stumbling by on the brink of survival, struggling to pay even the interest on their loans and often just a bad business hit away from dying off for good

Jack Otter and «Barron’s Roundtable» senior writer Nicholas Jasinski discuss how rate cuts are looking unlikely for 2024.

IT stocks jumped up to 5% on Friday and were the best sectoral performers catapulting Nifty to the day's high with a 409-point surge. The top contributor to the 50-stock index was Infosys while Wipro occupied the top spot in terms of percentage gains. Wipro and Persistent gained 5% each, while Infosys jumped over 4%. All 10 shares in the Nifty IT index were in the green. The index also shot up 3.5% to the day's high of 23,230.15.

According to the recent report issued by IMARC group, the health and wellness market is expected to exhibit a growth rate (CAGR) of 5.55% during 2023-2028. Furthermore, the demographic dividend in India, with 68% of the population being young and 55% falling within the working-age group of 20-59 years, presents a vast pool of insurable individuals.

The US tech giant's share price has climbed 5.16% on Wednesday. Meanwhile, its share price reached $1,255 after markets opened in the US, according to data from MarketWatch, and has since dropped to around $1,210. The latest rise follows its year-to-date increase of 148.64%, according to NASDAQ. Deep Dive: Investors urged to look beyond 'pure' AI plays as bubble concerns linger Nvidia's CEO Jensen Huang said the company's data centre chips will trigger a new «industrial revolution», and as technology companies such as Meta, Microsoft and Alphabet continue to invest billions of...

Taiwan's Ministry of National Defence has detected six Chinese military aircraft, six naval vessels, and four Coast Guard ships around the nation between 6 a.m. on Thursday (June 6) and 6 a.m. on Friday (June 7), according to Taiwan News.

Mega Millions ticket from a local gas station did not turn up to claim the prize even though the deadline is very near.

In the race to gain assets and market share in the wealth space, one thing’s for sure: you can’t win without advisors. That means RIAs, broker dealers, and hybrids know as well as anyone that the ability to attract high-quality advisors is non-negotiable.

losing are a part of life. They are two sides of the same coin. Winning and losing come in cycles; neither is permanent.

Mint had reported on 7 May that Sebi was looking into the allegations that the bank's employees had reached out to shareholders of I-Sec to try and influence them ahead of a crucial shareholder vote.An email sent late evening on Thursday to ICICI bank spokesperson remained unanswered till press time.In the letter, the markets regulator wrote, “...based on the examination of the investor complaints, it was observed that some of the officials of your Bank have gone beyond the outreach programme by making repeated calls, asking for screenshots of voting, etc. Further, from one of the call recordings shared, it was observed that the shareholder of I-Sec was informed by your Bank officials that opting for the scheme would be beneficial, which was clearly beyond an outreach programme.

To discourage speculation in the housing market, the 2022 federal budget introduced anti-flipping rules for residential real estate (including rental properties) that came into effect Jan. 1, 2023, and were designed to “reduce speculative demand in the marketplace and help to cool excessive price growth.”

Founded in 2011, UK-based Bitstamp has over 50 active licenses and registrations globally and will bring in customers across the EU, UK, US and Asia to Robinhood, helping the platform take on major exchanges such as Coinbase. Bitstamp’s core spot exchange, with over 85 tradable assets, and products like staking and lending, will also help Robinhood move beyond the retail market and secure institutional clients. Johann Kerbrat, GM, Robinhood Crypto, says: “Through this strategic combination, we are better positioned to expand our footprint outside of the US and welcome institutional customers to Robinhood.” The Bitstamp team will join Robinhood when the deal closes in the first half of next year, subject to closing conditions.

Odisha chief minister Naveen Patnaik submitted his resignation to Governor Raghubar Das on Wednesday, it marked the end of the tenure of a regional satrap who ruled the state for the longest time. Patnaik was the second longest-serving chief minister after Pawan Kumar Chamling of Sikkim.

Speaking at Investment Week's Future of Investment Festival today (5 June), Hulme, who is chief AI officer at WPP and CEO of AI technology company Satalia, said AI has the potential to optimise decision making and automate tasks, but warned that beyond ten years, «I do not think anyone knows what they are talking about». «Automation is stupid. It is not intelligence,» he added. Since the recent AI boom has dominated front pages and boardroom conversations, some of the world's largest companies have incorporated AI in their business models and consulting. Hulme said that despite the in...

Netflix is expanding its library of mobile games! As of June 2024, more than 97 of their games can be played on phone or tablet. As per the reports of What’s on Netflix, various PC games are now undergoing testing as well. However, this is only the start.