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credit score by lowering your credit utilisation ratio (CUR). This ratio refers to the percentage of credit you are using out of the total amount available to you. Let us suppose, one Prashant Gupta, 28-year-old salaried employee, has a credit limit of ₹5 lakh and has already exhausted the limit of ₹4 lakh, the CUR stands at 80 percent.

A plan by Britain’s government to introduce a landmark smoking ban that aims to stop young people from ever smoking has cleared its first hurdle in Parliament despite vocal opposition from within Prime Minister Rishi Sunak’s Conservative Party

A new national survey paints a fresh picture of economic stress among American women over the age of 25, with growing concerns about affording health care and retirement expenses.

For some advisors, tax season is well behind them. For others, the conversation about has just begun.

When it comes to dating etiquette, one question seems to inspire more anxiety than most: Who pays for the first date?

CIBIL score in the long-term calls for consistent effort and responsible financial habits. These are some of the key strategies which we list out here. Thirty one-year-old Ashish Mehra recently discovered that his CIBIL score is only 590, so he asked around the ways to push his CIBIL score higher.

CIBIL score is vital for young professionals since this can positively impact their ability to access credit in the future. One should avoid excessive debt, manage credit responsibly, and stay disciplined with their finances in order to achieve a strong credit score. As a matter of fact, maintaining a good credit score for young professionals is no different from other professionals.

Samajwadi Party leader Dimple Yadav on Tuesday said that the Bharatiya Janata Party will be defeated in the upcoming polls over its «failure in governance,» adding that it is unable to provide employment to the youth. Dimple Yadav, who is contesting the Lok Sabha elections from the Mainpuri seat, filed her nomination papers today. «The people of the nation are ready to defeat the BJP in the Lok Sabha elections. Today, the nation is in debt of Rs. 1.5 lakh crores. The government does not have revenue. They are not able to provide employment to the youth. So there are a lot of issues this time,» Dimple Yadav told ANI.

Despite the economic challenges of recent years, philanthropy is thriving, and Regions Bank is providing its clients with a team of advisors dedicated to the cause.

The maker of a popular weedkiller is turning to lawmakers in key states to try to squelch legal claims that it failed to warn about cancer risks

The South Korean “crypto tax crackdown” continues its nationwide tour, moving on to the city of Yeongcheon in North Gyeongsang Province.

Sephora kids' site. Politicians fit the bill of people whose job is to, well, fit the bill.

When you want to improve your credit score, also commonly known as CIBIL score, there are a number of ways to do it. For instance, evaluating the credit score, correcting mistakes in it, paying credit card bills on time, maintaining a good credit mix and keeping credit utilisation low – collectively help raise the CIBIL score.

CIBIL score, or credit score, maintains credit information of individuals and businesses. Your CIBIL score is a three-digit numeric summary of your credit history. It, undoubtedly, plays an important role in the loan application process. It influences the interest rates, loan terms, processing time and negotiating power, among others.

Have you ever struggled to pay a credit card bill if the due date is around the last day of the month? This, typically, happens when one is short of funds in the final days of the month, as the next month’s salary is awaited. Currently, the due date is fixed at the time of issuance of the card and to date there has been no flexibility or option for the cardholder to fix the due date. Now, cardholders will have the option to set their payment due date.

DMK President and Chief Minister M K Stalin on Monday dubbed the GST as «exploitative» of the poor and wanted to know if «taking a selfie» too would next fall under the taxation net. Stalin, in a post on 'X' wondered that there is levy of taxes under the GST Acts for «everything from a hotel to getting a two-wheeler repaired.» Middle class families, after seeing the GST component in food bills in restaurants lament the #GabbarSinghTax.

credit cards) were growing at a faster pace. Taking note of the high growth and to avoid an increase in the banks' NPAs, the RBI increased the risk weights for these loans in November 2023. The move has not had much impact on the growth of these loans, specifically credit cards.

Digitisation is among the foremost requirements in the present era for MSMEs to communicate with customers and vendors quickly and easily. It ensures high levels of productivity. Adoption of digital tools also increases cost efficiency and eases customer management. Using social platforms such as Instagram and WhatsApp for customer inquiries has become commonplace today for interactions with end users, say industry stakeholders.

Au Small Finance Bank with a target price of Rs 702. The current market price of Au Small Finance Bank is Rs 623.65. Au Small Finance Bank Ltd., incorporated in the year 1996, is a banking company (having a market cap of Rs 46187.75 Crore).

India have demanded additional duty payments from about 45 major rice exporters due to imposition of 20% export duty, potentially disrupting future rice shipments from the country. The department has issued notices to these exporters for the September 2022 to January 30, 2023 period, and the tax demand could be about Rs 2,000 crore, said people aware of the development. Some port authorities are also asking rice exporters to pay customs duty before clearing shipments, the people said. ET has seen some of the notices. Several members of the All India Rice Exporters Association (AIREA) separately confirmed the notices. The association is likely to convey the exporters' grievances to the government before seeking legal remedy.

WASHINGTON—Sen. Maria Cantwell said she wants to end China’s control of TikTok. She also wants such legislation to hold up in court.