Citizens Financial News

13.02 / 07:47

UPS Citi Citizens Waters Election country reports India’s booming economy can’t fix its cities—because no one’s in charge

Subscribe to enjoy similar stories. India is getting richer every year, but its cities don’t seem to be getting any more livable. Not because the country is too poor, or because leaders lack ambition, but because urban citizens are starved of funds and deprived of representation.

10.02 / 03:11

UPS Digital Citizens Aware wellness stage Should RBI compensate victims of digital fraud—or leave such policy matters to the government?

Subscribe to enjoy similar stories. It is not often that the Reserve Bank of India (RBI) governor’s statement on monetary policy includes an announcement that directly touches the lives of Indians at large. Repo rate changes and liquidity measures—the stuff that such statements are usually made of—are one stage removed, as their impact plays out through the banking system.

09.02 / 08:51

UPS Citizens Election Bill country Big in Japan: Why Sanae Takaichi’s popularity alone won’t be enough in the face of steep challenges

Subscribe to enjoy similar stories. The streets of Tokyo were dusted with a rare snowfall as election day broke on Sunday as a blizzard gripped much of Japan. But bad weather couldn’t deter the electorate, which turned out in greater numbers than in the last vote in 2024.

05.02 / 11:13

markets UPS Citizens Election wellness country MGNREGA to VB-G RAM G: The overhaul of India’s rural job guarantee needs field trials before its full rollout

Subscribe to enjoy similar stories. The recent budget marks a shift in India’s approach to short-term state-backed employment support. It has reduced funds for the scheme under the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA), which is expected to be phased out, to ₹30,000 crore from last year’s spending of ₹88,000 crore and allocated over ₹95,000 crore to the new Viksit Bharat Guarantee for Rozgar and Ajeevika Mission-Gramin (VB-G RAM G) scheme that will replace it.

05.02 / 08:01

COST Digital Citizens Manufacturing wellness rights Why RBI should permit a kill-switch for phones bought on loans: It will aid credit expansion

Subscribe to enjoy similar stories. After saying that the Reserve Bank of India (RBI) is evaluating whether to bring back the policy of allowing loan-financed phones on which repayments are interrupted to be locked as a method of enforcing credit discipline, the central bank has not moved on the subject.

31.01 / 08:17

Citizens SEC security Department Courts International Adani vs SEC: Diplomatic stalemate makes way for a long courtroom battle

Subscribe to enjoy similar stories. MUMBAI : The securities fraud proceedings against Adani Group chair Gautam Adani and his nephew Sagar Adani—over allegations of paying bribes to unnamed Indian government officials and misleading American investors—have broken a year-long political stalemate, making way for a potentially long legal battle in a US court.

30.01 / 08:33

UPS Citizens wellness innovations International Economic Survey 2025-26 has done well to stir up a debate on state capacity: Here’s what it misses

Subscribe to enjoy similar stories. Economic Survey 2025–26 deserves credit for elevating state capacity from a background condition to a central analytical concern.

23.01 / 01:09

markets COST Waves Citizens Continental country innovations Chinese AI is a risk for Europe. So is shunning it

Subscribe to enjoy similar stories. ON JANUARY 20TH 2025 DeepSeek was an obscure hedge-fund-turned-tech-startup from Hangzhou. Within a week it had become the byword for a new wave of Chinese innovation, after launching an artificial-intelligence model as capable as Silicon Valley’s bleeding edge but much cheaper to build and run.

21.01 / 08:27

markets UPS Citizens ETF DOW Trade Markets are looking shaky. How to ride out another trade war.

Subscribe to enjoy similar stories. To quote Yogi Berra, it’s déjà vu all over again. Fears about tariffs are now roiling the stock market, just as they did early in 2025.

21.01 / 06:35

Citizens Waters Death social information reports prevention Greater Noida tragedy: It was state apathy, not a road accident, that took a young professional’s life

Subscribe to enjoy similar stories. On a foggy winter night in Greater Noida, 27-year-old Yuvraj Mehta did not die instantly. He did not vanish without warning.

15.01 / 07:27

UPS Citizens Progressive Universities information Schools Just who is in charge of India’s demographic dividend? There’s no data on who runs private schools

Subscribe to enjoy similar stories. For a long time, we have been banking on India’s demographic dividend, or the fact that we have a high proportion of young people in our population. For this demographic dividend to fulfil its economic potential, young citizens need to be skilled and employable.

15.01 / 03:49

UPS Citizens country blues travelers Destinations As India’s passport steadily ascends global power ranking charts, let’s do all we can to strengthen it

Subscribe to enjoy similar stories. This year’s Henley Passport Index is out and India has some reason to cheer. The country’s passport now ranks 80th on this annual chart published by Henley & Partners, a London-based global citizenship and advisory firm, up from its 85th rank in 2025.

14.01 / 10:33

Provident Citizens security Universities country peace International China’s creepiest export surge

Subscribe to enjoy similar stories. “I MET THE most lovable people on the streets of Serbia: Chinese police officers," gushes a Chinese tourist in an article released by one of his country’s police universities about joint patrols with Serbian police in Belgrade. “I felt so happy, safe and proud," he says.

13.01 / 07:35

Citizens security economy Allegiant innovations travelers rights Allowing dual citizenship could deepen India’s ties with its global diaspora and aid its economy

Subscribe to enjoy similar stories. As a frequently travelling business lawyer, I often find myself in conversations going beyond legal principles and term sheets. Increasingly, these discussions veer into a shared anxiety about global instability and simultaneously a renewed optimism about India.

11.01 / 01:41

markets Provident Citizens security Parke country information Why India's savings culture serves everyone except the saver

Subscribe to enjoy similar stories. A couple of years ago, I wrote about how India remains, at its core, a fixed-income country. I pointed out that even the Public Provident Fund (PPF)—arguably the best fixed-income option available—delivered only about ₹60 lakh over 44 years of systematic investing.

09.01 / 02:41

Citizens President Celebrity reports shock peace Venezuela says it will release political prisoners as peace gesture

Subscribe to enjoy similar stories. Venezuela’s regime said it would release political prisoners as it looked to appease the Trump administration less than a week after U.S. commandos captured the country’s former leader, Nicolás Maduro.

08.01 / 10:41

markets COST Citi Citizens economy Death Healthcare If India’s economy is emerging fast, shouldn’t the value we place on lives be going up too?

At first glance, this may seem like a question for economists and statisticians, a matter of compensation data, actuarial logic and policy benchmarks. It is nothing of the sort. It is a moral question that we in India must ask ourselves.As a citizen who has lived his entire life in India’s metropolitan cities, benefited from a measure of material success and travelled globally, my conclusion is neither emotional nor ideological.

07.01 / 09:51

COST UPS Citizens CEO pop Updates Corporate NPS makes more sense than ever—if your employer offers it

retirement age defined by the organisation overrides the option of exit after completion of 15 years,” said Sumit Shukla, MD and CEO, Axis Pension Fund.The main hesitation towards NPS was the lock-in until 60 years of age and the minimum 40% annuity. “Now, both have been considerably eased.

04.01 / 09:07

COST UPS Provident Citizens Updates Your money, your choice: Why India’s financial regulators should emulate the new NPS model

₹10,000 could be put in tax-saving mutual funds. The rest had to go elsewhere — PPF, insurance, NSC, whatever. The government, in its wisdom, had decided that equity mutual funds were risky and citizens needed protection from their own enthusiasm.

01.01 / 03:39

UPS Provident Citizens Mobile prevention Updates Your 2026 financial calendar: Key dates, deadlines and decisions that will shape your finances

tax-saving investments.Mid-March marks the final advance tax payment deadline, and by 31 March, you want to wrap up documentation and filings for the previous financial year. Completing these steps on time can help you avoid penalties and make the most of deductions available under Indian tax laws.For investment discipline, the first week of April (between 1 and 5 April) is the best time to make a lump-sum investment in Public Provident Fund (PPF), so your contribution earns interest for the full year.

16.12 / 02:03

UPS Provident Citizens security Parke show recommendations Your debt portfolio with a lower tax-bite

Subscribe to enjoy similar stories. With significant easing in inflation and expectations of it remaining softer than projected earlier, the Reserve Bank of India (RBI) cut the repo rate by 25 basis points (bps) to 5.25% in its 5 December policy meeting. With this, the repo rate is down by 125bps in 2025, from 6.50% in January to 5.25% now.

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