



Your 2026 financial calendar: Key dates, deadlines and decisions that will shape your finances
tax-saving investments.Mid-March marks the final advance tax payment deadline, and by 31 March, you want to wrap up documentation and filings for the previous financial year. Completing these steps on time can help you avoid penalties and make the most of deductions available under Indian tax laws.For investment discipline, the first week of April (between 1 and 5 April) is the best time to make a lump-sum investment in Public Provident Fund (PPF), so your contribution earns interest for the full year.
Senior citizens and others can also submit Form 15G/15H early to prevent unnecessary tax deductions on interest income.April also brings cultural spending triggers such as Akshay Tritiya (19 April), traditionally associated with gold purchases. It’s a good reminder to strike a balance between tradition and financial prudence.From 1 April, mandatory two-factor authentication will be required for every domestic transaction, including UPI, cards, wallets, and net banking.
Small, contactless transactions will be exempt from this requirement.Ensure your mobile number and email address are correctly registered and up-to-date with all your banks and payment providers, and because the new rules emphasize linking your accounts to a specific, trusted smartphone, ensure your primary device is secured and registered in your banking apps.This is also a good time to run through a broader financial checklist: nominations across different bank accounts, investments, PF and other important financial products are updated, Will is up to date, and health and life insurance coverage are in line with your life stage.June and July are the tax filing season. Start filing soon after 15 June once all TDS certificates and annual information
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