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Suryoday Small Finance Bank offering rate of 8.65% p.a. In the scheduled private sector banks, SBM Bank takes the lead with the best FD interest rate of 8.25% p.a. for tenures exceeding 3 years 2 days but less than five years.

ALSO READ: Bharatiya Antariksha Station by 2030, presence on Moon by 2040: Somnath reveals ISRO goals at Gujarat Space Conference Reflecting on the recent successes and the guidance provided by Prime Minister Narendra Modi, Somanath said the prime minister has always been a fervent advocate for the space endeavours of India. "Let me look at the type of vision that the prime minister has given after this success story of the last six months.

Ark Investment Management’s best-performing ESG fund of 2023 had made a bold bet on cryptocurrencies.

Vortex Edge is a crypto trading platform that claims to help investors discover a ‘new era of possibilities”. Using the perfect blend of advanced technology and effortless trading, the platform claims to provide a user-friendly trading experience.

tablets priced under ₹25,000. Tablets have emerged as versatile tools, blending the portability of smartphones with the functionality of laptops. This sale event is an ideal time for consumers looking to purchase their first tablet or upgrade to a newer model without stretching their budget.

Ethereum has successfully implemented the Dencun network upgrad on the Goerli testnet.

Investing.com — The Dow closed lower Tuesday as investors digested a slew of earnings and a jump in Treasury yields after Fed Governor Christopher Waller downplayed the need for speed on rate cuts. 

National Pension Scheme (NPS) has experienced substantial popularity, driven by its appealing tax advantages, especially in response to recent amendments in Indian income tax regulations. Taxpayers commonly highlight several reasons for choosing to invest in the NPS: Yet, a considerable number of individuals lack awareness about the process of initiating an NPS account, whether through online or offline means. To initiate the online opening of an NPS account, you must visit the website of one of the Central Recordkeeping Agencies (CRAs).

CRISIL, has undertaken a comprehensive study entitled ‘Women and Finance’. The survey findings pointed to factors like age, income, marital status, presence of dependants, and home location as major influencers of the financial behaviour of women. About 47% of female earners in Indian metros make independent financial decisions, while 98% actively participate in long-term family decisions, highlighting their increasing financial independence.

₹156 apiece. Brisk Technovision IPO will open for subscription on Monday, January 22, and close on Wednesday, January 24.

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insurance cover under its flagship Ayushman Bharat health scheme to Rs 10 lakh to ensure that serious diseases like cancer and transplants that entail more expenditure are supported by it, official sources said on Wednesday. An announcement to this effect is likely to be made in the interim Union Budget on February 1, the sources told PTI. The Union health ministry is also planning to double the beneficiaries to 100 crore under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) to include Kisan Samman Nidhi recipients, construction workers, non-coal mine workers and ASHA workers in the next three years. «In order to ensure that serious illnesses requiring expenditure of more than Rs 5 lakh such as transplants and high-cost cancer treatments etc. are also covered under AB PMJAY, the ministry is working on finalising a proposal to increase the cover amount from Rs 5 lakh per family per year to Rs 10 lakh per family per year from 2023-24 onwards,» the sources said. The increase in coverage to Rs 10 lakh per family per year and increase in beneficiary base to 100 crore individuals will involve an additional allocation of Rs 12,076 crore per annum, the sources stated.

Adani Group, through its portfolio of companies, will invest Rs 12,400 crore in Telangana, the company said on Wednesday. The Chief Minister of Telangana, Revanth Reddy, and the Chairman of the Adani Group, Gautam Adani, signed an agreement at the World Economic Forum in Davos. Adani Enterprises Limited (AEL) will invest over Rs 5,000 crore in a 100 MW data centre, which would be powered by renewable energy, over the coming 5-7 years. "AEL will work closely with local MSMEs and startups to develop a globally competent supplier base for the project.

budget is a financial statement which carries niche terminology common people may not fully be familiar with. Without understanding these terms, the budget can be difficult to comprehend or evaluate. Below are the key budget terms that are crucial for understanding the budget. Read our full Budget 2024 coverage here Fiscal deficit When the government's receipts fall short of its entire expenditure, it has to borrow money from the public to meet the shortfall. Borrowings not only increase debt burden but also add to the interest the government has to pay every year on its debt. Fiscal deficits are unmanageable beyond an extent. The government had aimed in FY 2017 to reduce the fiscal deficit to 2.5% of the GDP. However, the pandemic disrupted that. The fiscal deficit for the current year is pegged at 5.9% and is likely to be lower next year. Primary deficit The revenue expenditure includes interest payments on government's earlier borrowings. The primary deficit is the fiscal deficit less interest payments. A shrinking primary deficit indicates progress towards fiscal health. The Budget document also mentions deficit as a percentage of GDP. This is to facilitate comparison and also get a proper perspective. Prudent fiscal management requires that the government does not borrow to consume in the normal course.

Mint. The fund will support fintech, consumer, and B2B platforms, especially those with liquidity needs for inventory build-up, receivables, and book debts, Murali said. “By creating these two sleeves of debt options for founders, we want to ensure founders are able to meet their short - medium term needs to create strong enterprise value".

initial public offering (IPO) process and boosting investor confidence in startup exits. “Allocating resources judiciously ensures regulatory compliance, transparency, and legal adherence during the IPO journey. Moreover, budget provisions for effective investor communication, marketing, and technology infrastructure signal professionalism and commitment, enhancing investor trust.

Bengaluru flight. The man got stuck inside the bathroom as the door malfunctioned. He was rescued after the Spicejet flight reached Bengaluru airport.

co-passenger has shared his first-hand account on the incident in a tweet on X. He wrote, “A series of news articles have covered the recent assault on an Indigo Flight 6E2175 pilot on Jan 14. As a co-passenger, I feel compelled to share my first-hand account of the incident." He further clarified that its he does not support violence, however, he added that he intend to share my experience and shed light on the events not support violence.

ONDC), and currently has 10,000 auto-rickshaw drivers on board, contributing to convenient and sustainable transport, officials said. The Open Network for Digital Commerce (ONDC) is an initiative of the Department for Promotion of Industry and Internal Trade (DPIIT) under the Ministry of Commerce and Industry. "Delhi takes the next step towards bringing consumers, providers, and tech platforms together.

This sale caters specifically to the needs of esports professionals and gaming aficionados, providing access to top-tier gaming mice, which are essential for competitive gaming. These devices, known for their precision, ergonomic design, and customizable features, significantly enhance gaming performance and experience. This year's sale features a diverse selection of gaming mice from renowned brands, each boasting unique attributes like adjustable DPI settings, programmable buttons, and RGB lighting to suit various gaming styles and preferences.

Budget 2024: The coming Budget, despite being an interim budget owing to the upcoming national elections, has generated significant interest among economy watchers in view of the government's new stated ambition of making India the third largest economy by 2030. Another reason this budget will be keenly watched is the sudden uncertainty in global trade because of the unfolding Red Sea crisis. While the short- to medium-term prospects for the Indian economy continue to be relatively bright as the inflation outlook remains benign and major potential headwinds appear far-off, some impact of the Red Sea crisis on India's foreign trade is already evident. That brings the coming interim budget into a bit of a sharper focus. As regards economic policy, Modi govt's recent path appears to have been quite consistent so far, at least in the past few budgets. Despite the abovementioned unanticipated speed bump, this consistent policy path is likely to be adhered to this time as well, economists say. So, for those who are keen to find out what this budget might bring, it might be instructive to take a relook at what FM Nirmala Sitharaman had announced in the last budget. Here follows a detailed sector-wise look at last year's budget announcements: