Risk profile Financial News

Mrin Agarwal, Founder, Director, Finsafe, says “there are conservative, moderate and aggressive risk profiles. Someone who is aggressive means that they want their money to grow and they are willing to take a lot of risks to get their money to grow. Someone who is conservative means that they do not want to take risk and they really want a very stable sort of a return in their portfolio. Then of course, one can be moderately conservative or moderately aggressive as well.” Today we are just going to focus on the risk profiling of these kinds of investors because as you grow in your life, not only in terms of age, but in terms of your income, your lifestyle gets better. A lot of things around you in terms of financial planning also keep changing. Till a certain age, you have financial responsibilities. After a certain age, it just goes away. When you are a person who has a financial portfolio, what kind of risk profiling should be done? And what kind of risk profiling changes as per age? What exactly is investor risk profile? Every investor has a risk profile depending upon what is the sort of risk that they want to take.

The fund's performance for the year is down 13.6%

«Generally in common parlance when we talk about an investor's risk, we refer to it as a risk profile. But very seldom does a person realise that the risk profile is made of two important components, that is, an individual's risk-taking ability and risk-taking willingness,» says Nirav Karkera, Head of Research, Fisdom.A very important practice which an investor he himself or herself should be doing even before approaching anyone or even a professional to get a help from for their financial planning or their investment portfolio. This is a very important part of your homework that you as an investor should be aware of and when we talk about investor profile personalities, we are usually talking about the risk profile that they carry so that it gets easier for them to understand the kind of investment options that are available for them or they match or the ones that match with their profile. So, what kind of investor profiles are we talking about over here? A person who just cannot take risk, who is risk averse; a person who is very aggressive in nature when it comes to risk. Is it all related to risk?Yes, so there are a variety of ways in which one could classify risk profile or rather an investor profile.

Despite some touting crypto as a hedge against traditional markets, digital assets today share a similar risk profile to commodities such as oil and gas, and tech and pharmaceutical stocks, according to analysis from Coinbase’s chief economist. 

A recent reportfrom the Wall Street Journal (WSJ) has revealed that embattled crypto lending platform Celsius Network took on more risk than it could naturally handle.