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₹24,500 billion) by FY26, with electronics exports expected to hit $120 billion by then. These projections depend on India gradually reducing its dependence on electronics imports. At present, India fulfills a majority of its electronic needs through imports.

As banks and non-banking financial companies become stringent in disbursing unsecured personal loans and credit card receivables after the Reserve Bank of India (RBI) increased the risk weights on these loans, borrowers should now keep the credit utilisation ratio (CUR) below 30%, experts say. Till now, loans were disbursed even at a CUR of 50%.

By Nilesh Jahagirdar

risk tolerance and financial goals. Exercising patience and maintaining a steadfast focus on predetermined objectives are, in fact, fundamental elements for optimizing the advantages of mutual funds. These two factors play a pivotal role in achieving successful long-term investments, particularly in navigating market fluctuations and short-term volatility.

PHD Chamber of Commerce and Industry (PHDCCI) is launching its policy forum initiative, led by president Sanjeev Agrawal and Dr. Manoj Pant, Advisor –PHDCCI and former VC, Indian Institute of Foreign Trade (IIFT), along with Dr Ranjeet Mehta, executive director, PHDCCI. The industry body said the move, emphasizing collaboration with the government and top research entities, aims to ‘revolutionize’ India's policy approach. In an interview to ET, PHDCCI president Sanjeev Agrawal discussed the goals of the initiative, potential challenges, and its potential to ‘revolutionize’ policy-making in India and beyond, besides PHDCCI's broader vision. Edited excerpts:

share allotment was finalised on Saturday, November 25. The company's equity shares are likely to be listed on stock exchanges BSE and NSE on November 29. Ahead of the IPO listing, let us check what the GMP and subscription status show: Analysts note a robust investor response to the IREDA IPO, suggesting that the surge in grey market sentiment may be attributed to the strong reception.

Hardik Pandya returned to Mumbai Indians. This move follows an all-cash transaction with his former team, Gujarat Titans. The deal, involving intense negotiations over 72 hours, was finalised after the IPL retention window closed on November 26 at 5 pm.

The coming week should be interesting, as significant economic data releases and critical new flows are expected to provide direction to the market, Aamar Deo Singh, Senior Vice President-Equity, Commodity & Currency at Angel One said. Among the domestic data sets, India's quarterly GDP figures, monthly auto numbers, and exit polls from the recently concluded state elections are likely to weigh on markets, Singh said. Nifty ended flat while Bank Nifty with declines of 0.9%. What is the outlook for next week? Markets have been trading with a positive tilt in recent weeks, but the key indices, Nifty, Bank Nifty, and Sensex, have been unable to break above recent highs. And, with investor interest in the primary market increasing, as well as profit-booking, we should expect increased volatility in the coming week.

₹3.1 lakh crore) in new investments. Around £10 billion (around ₹1.05 lakh crore) of this had been previously announced. The debate over austerity is particularly sensitive for Sunak as he aims to bridge a significant polling gap with the opposition Labour Party.

MUMBAI : Asset allocation in equities should reflect the changes in market conditions. Unfortunately, a lot of investors have misinterpreted this as selling when the market goes up and buying when the market goes down," says Nimesh Chandan, chief investment officer, Bajaj Finserv Mutual Fund. The asset management firm was in the news recently for launching a balanced advantage fund (BAF), a type of hybrid mutual fund that invests in a mix of equity and debt securities.

Here is your weekly Pro Recap of the past week's biggest headlines in the electric vehicle space: Tesla’s China price change; Ford resumes construction; and VW boosts wages.

public health situation in China, the health ministry has taken a proactive stance, deciding to review preparedness measures against respiratory illnesses. The ministry has advised all States and Union Territories (UTs) to promptly assess public health and hospital preparedness and implement the 'Operational Guidelines for Revised Surveillance Strategy in the context of COVID-19.' Given the evolving situation, the ministry underscores the importance of closely monitoring trends related to Influenza-Like Illness (ILI) and Severe Acute Respiratory Infection (SARI) at the district and state levels.

While strategic planning is not new, the added uncertainty caused by technology shifts and changing macroeconomic situations has made it more difficult. What should leaders keep in mind while building strategic plans for 2024?

mysterious pneumonia outbreak in China, even as it underlined that there is “no need for alarm". “All States and Union Territories are advised to implement ‘Operational Guidelines for Revised Surveillance Strategy in the context of COVID-19’," it said in a media release.

In the fast-paced world of finance, where the traditional meets the technological, a new generation of investors is emerging, driven by a unique perspective and a digital-first mindset. Gen Z, the generation raised on smartphones and the internet, is redefining the way we think about investing. A wise adage goes, «Spread your risk like a well-planned garden,» and in the world of financial planning, this wisdom couldn't be truer. 

IPL) teams to finalise their player retentions for the 2024 season. This date is significant as it determines team compositions for the next season, influencing strategies and potentially impacting team performances in the IPL. Let’s have a look at the probable updates in various teams, as reported by various media outlets.

financial planning lessons. Let's explore Importance of long-term planning: Just as the framers of the Constitution looked towards building a prosperous and secure nation, individuals must focus on long-term financial planning. Saving and investing for the future allows one to achieve financial stability and meet long-term goals.

Uttarkashi in Uttarakhand, faced yet another setback on November 25. The drilling machine broke down, leaving rescuers with no choice but to manually remove rubble, stones and metal debris. International expert Arnold Dix, heading the rescue team in Uttarakhand, shared the news that the drilling machine is beyond repair, adding, "The mountain has once again resisted the auger (machine)." The timeline for restarting the drilling remains uncertain as the entire machine must be removed and replaced.

MintGenie, Agarwal said that investors must regularly review their mutual fund holdings. Many investors end up subscribing to IPOs based on the brand value however it is necessary to evaluate the following factors before investing in a company: Overvaluation in IPOs is surely a concern as it can lead to unrealistic expectations and subsequent market corrections which could erode investor wealth, especially retail investors. Investors should be cautious and conduct thorough research to understand the true value of the company against its market price.

fractional investment in real estate under a regulatory framework, whereby they will be required to operate as Small and Medium Real Estate Investment Trusts. Such SM REITs should be set up as a trust with the ability to establish separate scheme for owning real estate assets through wholly-owned special purpose vehicles constituted as a company, the regulator said.

Cautious investors piling into cash may want to consider other options.