10 reasons why you should link your Rupay credit card with UPI

livemint.com:

UPI payments have grown by leaps and bounds in the last few years. But paying with a bank account does not have any benefits for credit card enthusiasts. This has changed now as RBI and NPCI have enabled Rupay credit cards for UPI payments. Soon, we will be able to use Rupay credit cards for UPI QR codes. 

The integration of the Unified Payments Interface (UPI) with credit cards combines the convenience of digital payments with the flexibility of credit lines, creating a seamless and versatile payment experience.

Here are the advantages of linking your Rupay credit with UPI and at the end, there will be a list of some credit cards for UPI.

Convenience and simplicity:  Linking UPI with credit cards simplifies the payment process by allowing users to make transactions using a single platform. Users can consolidate their financial activities, such as bill payments, online shopping, and peer-to-peer transfers, within the UPI interface. This eliminates the need to navigate through multiple apps or platforms, streamlining the overall user experience.

Instant transactions:  UPI transactions are known for their real-time processing capabilities. By integrating UPI with credit cards, users can leverage this speed to make instant payments using their credit card funds. This is especially beneficial in situations that require immediate payments, such as emergency expenses or time-sensitive transactions.

Enhanced security:  Security is a paramount concern in digital transactions. Linking UPI with credit cards enhances security measures through features like two-factor authentication, biometric verification, and secure PIN entry. Additionally, UPI-enabled credit card transactions are often protected by robust fraud detection