11 festive shopping tips & tricks to make the most of your budget

financialexpress.com:

The festive season is a time of joy, celebration, and, of course, shopping. It’s a time for families to come together, exchange gifts, decorate our homes, and have a good time. However, with all the excitement, it’s easy to overspend and find yourself grappling with post-festive season financial stress.

To ensure that you make the most of your budget during this festive season, here are 11 tips and tricks:

Plan Your Budget in Advance

The first step to smart festive shopping is setting a budget. Fix what you can comfortably spend without compromising your financial stability. This budget will be your guiding light to prevent impulsive purchases. Remember – you have lots of different financial responsibilities outside this season.

Make a Shopping List

Create a comprehensive shopping list that includes gifts, decorations, and any other essentials. Stick to your list to avoid unnecessary purchases, and you’ll be less likely to go over budget. You don’t want to end the happy season and start a new year with financial stress.

Also Read: How to plan your year-end vacation wisely and save money

Compare Prices

Is it cheaper offline or online? In an earlier era, it was cheaper online. Today, that may no longer be the case. The store on the street has smartened up and will want to be competitively priced. Take a moment to compare prices of the items you’re trying to buy, especially the big-ticket ones. Don’t rush into online offers if something may be cheaper in the store.

Utilize Cashback and Rewards

Many credit cards offer cashback and rewards programs. Check your card’s terms and conditions to see if you can earn cashback or rewards on festive season purchases. This can help you save money or earn points for future