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Atal Pension Yojana Vs National Pension System: Things to know before opening APY or NPS account
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Atal Pension Yojana (APY) and National Pension System (NPS) are the two pension plans many of us invest in to save towards retirement. What makes them a true-to-label pension plan is the provision of lifetime annuity after opening an APY or NPS account. Both NPS and APY are deferred pension plans, which means one needs to keep saving for a specific tenure before getting a regular pension. Further, both APY and NPS are regulated by PFRDA as far as its rules and guidelines are concerned.
However,
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