BHIM 3.0 launched with new features to track, monitor and split expenses, know how it works

Bharat Interface for Money) for tracking, managing, and even splitting expenses with your friends, relatives, and colleagues. NPCI BHIM Services Limited (NBSL), which is fully owned by NPCI (National Payments Corporation of India), launched BHIM 3.0. While BHIM 3.0 will be rolled out across multiple platforms in a phased manner, it is expected to be fully available as early as next month, i.e., April 2025.

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What are some of the salient features of BHIM 3.0 for users?

Not only will BHIM 3.0 be available in over 15 Indian languages, but it is also expected to ensure that transactions go through smoothly, even in areas with slow or unstable internet connections, the press release today highlighted.

Moreover, you can now use the BHIM 3.0 app to track, manage, and split all your expenses with ease. Through a dashboard, you can also effectively track your monthly expenditure to understand where you’re spending the most. This will be possible thanks to the spend analytics feature introduced under BHIM 3.0. It will automatically categorise and classify any expenses you make using the BHIM app, “helping users analyse and manage their budget without needing complex spreadsheets,” the release noted.

What's more, users can now also onboard their family members, track their shared expenses, and even assign specific payments to each family member. “This feature enables better financial planning by giving families a consolidated view of