Q I have a complicated mortgage question for you. We are looking to buy my mum’s house (which she owns outright) and build her a granny annexe in the same property.
Our home has a mortgage of about £270,000 on it and is worth about £345,000. My mum’s house is worth about £700,000.
We’re thinking of selling our home, buying my mum’s house, continuing with a mortgage of about £200,000, and using this to build the granny annexe and to carry out other refurbishments on the main house. I’m hoping that
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