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Car Loan: Should you opt for a shorter or longer tenure?
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Buying a house or a car is one of the big financial decisions that one takes, and many usually get these expenses financed by taking out a loan. Having said that, while taking a loan the borrower needs to make many decisions like which EMI option to choose, what tenure to opt for, etc.
Generally, lenders offer car loans for a maximum tenure of 7 to 8 years. For instance, SBI offers car loans for a tenure of 7 years. Experts say while opting for a car loan, even though lenders now offer longer
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