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Considering taking a personal loan? 3 essential things to keep in mind before applying for one
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Know Your Customer (KYC) documents These documents assist the lender in verifying your identity and address. Common KYC documents include: This aids the lender in evaluating your repayment capacity.
Depending on the lender’s requirements, you might also need to furnish: Personal loans fall into two primary categories: Secured and unsecured. Secured loans necessitate collateral, an asset the lender can claim if you fail to repay.
Unsecured loans, on the other hand, do not require collateral but often have higher interest rates. Here’s an overview of the various types of personal loans: Milestone Alert!
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