Delhi High Court on Monday dismissed a PIL against Google India Digital Services for its payment arm Google Pay's alleged unauthorised operations under banking laws. A bench, led by Chief Justice Satish Chandra Sharma, dismissed financial economist Abhijit Mishra's plea against Google Pay's use and storing of Aadhaar and banking information of Indian citizens as a sheer violation of the Constitution, the Aadhar Act 2016, the Payments and Settlement Systems Act 2007, and the Banking Regulations Act.
However, Google India Digital Services had argued that its Google Pay app does not require RBI authorisation as it is not a payment system operator (PSO) but a third party application provider. It further contended that it works within the NPCI regime and complies with its guidelines and the applicable laws.
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