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Digital euro to get thumbs up or thumbs down in 2023
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report details a second set of design and distribution options that were recently endorsed by the ECB's Governing Council and describes:the role of intermediaries, responsible for the onboarding of end-users, anti-money laundering checks and consumer-facing services, such as payment initiation solutions;the settlement model, which defines who will settle online or offline transactions;the way in which funding and defunding will take place to allow users to convert cash and money from a bank account into digital euro;the distribution model. A digital euro scheme is envisaged since it is best suited to guaranteeing that all euro area citizens can pay and be paid in digital euro.
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