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Embedded Value: Review your life insurance needs every 10 or 15 years
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By Kamalji Sahay
The need for life insurance protection through different types of life insurance plans is a dynamic proposition that changes not only with the age of the life assured but also with his or her financial status. A policy purchased at the beginning of one’s career may become not only redundant in its features but also grossly inadequate in respect of the sum assured by the time the policyholder reaches the middle of his working life.
The sum assured is the amount payable to the
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