EPF: How to withdraw money from your PF account? Key questions answered

livemint.com:

If you are planning to withdraw money from your EPF account, you can apply for an online claim. Prior to doing so, make sure that you have activated your Universal Account Number (UAN) and the phone number linked to UAN is functional. 

Besides, you should ensure that you have seeded relevant details in the EPFO database so that the claim goes through. These details are as follows: Aadhaar, bank account number along with IFSC details and PAN. 

There are a number of  other key details that you should be aware of. We reproduce some of the details here:

In order to do online claim settlement, subscribers have to fill the requisite form. There is form 19 for PF Final Settlement and form 31 for PF Part Withdrawal.

I. For final settlement:

A. Date of joining and date of exit should be available in the EPFO database.

B. Subscriber should not be working in any establishment covered under the PF Act

C. Two months have passed since the subscriber left the last organisation.

II. For partial withdrawal (advance cases):

Member's date of joining should be available in the EPFO database.

ALSO READ | EPFO: Increase in gratuity on account of hike in DA put in abeyance with immediate effect

These are some of the reasons for withdrawing the advance: 

A. Housing loan

B. Lockout or closure of factory

C. Illness of subscriber of family member

D. Marriage of self/son/daughter/brother/sister

E. Post matriculation education of  children

F. Natural calamity

G. Cut in electricity in establishment

H. Buying equipment by physically handicapped

I. A year before retirement

J. For investing in Varishtha Pension Bima Yojana

It is not permissible. The claim money is transferred straight to the bank account linked on UAN. If the account is closed, first