By Rajat Gandhi, Founder & CEO, Faircent.com
P2P or Peer to Peer lending is a debt financing mechanism that connects individuals and businesses in need of credit with people who are willing to lend at a digital marketplace. P2P lending has emerged as an alternative to traditional bank lending, enabling investors to earn returns on their investment and borrowers to get quick low-cost credit because of the lack of intermediary costs.
There are numerous digital platforms and marketplaces that enable
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