India plans nationwide cashless treatment rollout for road accident victims, ₹1.5 lakh cap per person
₹1.5 lakh per accident per person. It will cover hospitalization for up to 7 days from date of the accident at all hospitals listed in the government’s Ayushman Bharat scheme.
The scheme is being framed with the aim to support road accident victims in the country—among the highest in the world. According to Anurag Jain, secretary, MoRTH the result of a pilot being run in Chandigarh since March would be studied, and designs of the new scheme would finalized for approval of the government before its nationwide launch soon.
“The new scheme would provide cashless treatment to all road accidents at designated hospitals and will offer the cover even to victims of uninsured vehicles so that immediately medical attention is not denied in the golden hour that helps to save lives," Jain said. The National Health Authority (NHA) is the implementing agency for the pilot program, in coordination with police, hospitals and State Health Agencies (SHA).
Pradhan Mantri Jan Arogya Yojana (PM-JAY) packages for trauma cases have been co-opted while claims raised by hospitals for providing treatment to the accident victims will be reimbursed from the Motor Vehicle Accident Fund. According to another official of MoRTH who asked not to be quoted as he is not authorized to speak to the media, the national launch of the scheme may follow soon after the formation of the new government with allocation for funds in the budget that would be in excess of the funds already available in the Motor Vehicle Accident Fund.
The proposed scheme will be an extension of one framed in January 2022 that established a Motor Vehicle Accident Fund Trust with a corpus of about ₹76 crore transferred from the Solatium Fund Scheme of 1989. The scheme managed by the
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