National Savings Certificate (NSC) is a government-backed scheme and is considered to be one of the safest investment options that offers a very attractive rate of interest. The main goal of the National Savings Certificate investment is to generate decent returns while also saving tax.
The interest rate on NSC is revised by the government every quarter. For the quarter ending March 2025, the NSC interest rate is 7.7% per annum, compounded annually.
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This is the same interest rate as the previous quarter because the government did not change the interest rates for the current quarter.
Latest Post Office Schemes interest rates: PPF, SCSS, SSY, other small savings schemes rates announced for Jan-Mar 2025 quarter
«The rate of interest on various Small Savings Schemes for the fourth quarter of FY 2024-25 starting from 1st January, 2025 and ending on 31st March, 2025 shall remain unchanged from those notified for the third quarter (1st October, 2024 to 31st December, 2024) of FY 2024-25,» said the Department of Economic Affairs, Finance Ministry via press release dated December 31, 2024.
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