Pension Fund Regulatory and Development Authority (PFRDA) has improved the security of the National Pension System (NPS) by implementing a new security layer, two-factor Aadhaar-based authentication, which will be required for all password-based users logging into the CRA system beginning April 1, 2024, according to the PFRDA circular dated on March 15, 2024.
The two-factor approach significantly reduces the risk of unauthorized access to the CRA system. This additional layer safeguards NPS transactions and protects the interests of both subscribers and stakeholders.
Also read:How to make partial withdrawal from NPS account
Login mechanism now for NPS CRAs
As per the circular, an Aadhaar-based login authentication will be integrated with the current user ID and password-based login process to make the NPS central record-keeping agency or CRA system accessible through two-factor authentication.
Steps to enter the CRA system with 2-Factor Authentication
Step 1: Visit the NPS website: https://enps.nsdl.com/eNPS/NationalPensionSystem.html
Step 2: Go to ‘Login with PRAIN/IPIN’
Step 3: Click the PRAIN/IPIN tab, and a new window will open
Step 4: Enter your user ID and password
Step 5: Enter Captcha
Step 6: window will prompt for Aadhaar authentication and send an Step 7: OTP on your registered mobile number
Step 8: Enter the OTP
> You will access your NPS account.
Additional Security Feature
To enhance security and