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economictimes.indiatimes.com / 1 year ago
economictimes.indiatimes.com / 1 year ago
economictimes.indiatimes.com / 1 year ago
Public Provident Fund (PPF): Was interest rate changed for April-June 2025 quarter?
Public Provident Fund (PPF) is one of India's most popular long-term investment options. It offers tax benefits, safety due to sovereign backing, and guaranteed returns. PPF comes with a 15-year lock-in period and EEE tax status (Exempt-Exempt-Exempt). Many investors invest in PPF due to the tax-free interest and maturity amount.
Income Tax Guide
Income Tax Slabs FY 2025-26
Income Tax Calculator 2025
New Income Tax Bill 2025
The interest rate on small savings schemes, including PPF, is reviewed and revised by the government every quarter.
Was the interest rate for PPF changed for April-June 2025 quarter?
The government kept the interest rate unchanged for all the small savings schemes. Hence, there is no change in the PPF Interest rate for the current quarter. The PPF scheme will continue to offer 7.1% per annum for April-June quarter of 2025.
Earn extra tax-free interest by doing this
PPF Deposits must be made before the 5th of every month or April 5 (for lump sum) to earn maximum tax-free interest. PPF interest is calculated on the lowest balance between the 5th and the last day of each month. To maximize returns, deposit funds before the 5th of the month or April 5th to ensure they earn interest for the full month.
PPF deposit: You can earn this much extra tax free interest on PPF by depositing before April 5
Key features of the PPF scheme
Any resident individual can open a PPF scheme account. However, an individual can open only one PPF scheme account. A PPF accounts can be opened in different banks or post
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