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17.12 - 16:17
Should I remortgage now even though my fixed term hasn’t ended?
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Q I’m just coming into the final year of my five-year fixed-rate mortgage (it ends in January 2023). With interest rates looking likely to rise, is it worth me remortgaging now and taking the 1% hit on early repayment in the final year to bag a good deal, or should I wait until the fixed term ends? I owe about £90,000 on a house worth about £220,000 and my current rate is 2.14%.CL
A It might be worth remortgaging now but a lot depends on whether the potential savings you could make would cover
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