Cryptocurrencies have had an exceptional year, reaching a combined value of more than $3 trillion (2.2 trillion pounds) for the first time in November. The market seems to have benefited from the public having time on their hands during pandemic lockdowns.
Also, large investment funds and banks have stepped in, not least with the recent launch of the first bitcoin-backed ETF — a listed fund that makes it easier for more investors to get exposure to this asset class. Alongside this has been an
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