Cycling Financial News

Subscribe to enjoy similar stories. Bengaluru/Mumbai: Stick to your knitting. This is the adage many large companies are reverting to as several divestments and demergers play out in the corporate arena.

Subscribe to enjoy similar stories. For stock market bulls, 2025 hasn’t started on a promising note. After a strong rally in the first two trading days of the year, the market has faced significant volatility, eroding positive sentiment and casting doubts over a stable year ahead.

Domestic benchmark index NSE Nifty fell 149.91 points to 23558.0, while the BSE Sensex traded 546.46 points down at 77652.65.

Q3 results season, which kicks off on Thursday, January 9, with Tata Consultancy Services (TCS) announcing its December quarter results, foreign institutional investors (FIIs) have loaded up their portfolios with IT stocks worth over $1 billion. Out of the net investment of Rs 15,446 crore by FIIs in December, about two-thirds (Rs 9,050 crore) went into IT stocks, according to NSDL data.

Subscribe to enjoy similar stories. The December quarter (Q3FY25) is seasonally weak for the Indian IT sector due to furloughs and fewer working days. Thus, no fireworks are anticipated.

Sunil Gavaskar on Sunday urged Indian batters to play in the Ranji Trophy without offering any excuses to iron out technical deficiencies that led to their peril in two successive series against New Zealand and Australia. Gavaskar said it was worrying to see the Indian batters churning out underwhelming efforts against New Zealand at home and in the just-concluded series against Australia Down Under.

World Test Championship (WTC) Final with a decisive six-wicket win over India in the fifth and final Border-Gavaskar Test at the Sydney Cricket Ground. The victory not only secured Australia’s hold on the series but also ended India’s hopes of reaching the WTC Final at Lord’s in June.

Delhi Electricity Regulatory Commission (DERC) has permitted the New Delhi Municipal Council (NDMC) to increase the power purchase cost adjustment (PPCA) charges from 38.75% to 54.52% for the January-March 2025 quarter. This decision will lead to higher electricity bills for consumers in these areas, a TOI report stated.

personal loans will face increased scrutiny starting in the new year. A new rule requires lenders to update credit information every 15 days, instead of monthly. This change makes it harder for individuals to qualify for multiple loans simultaneously.

«These numbers if they are the first phase of sort of a revival cycle in the overall growth and if they are able to revive growth to between 15% to 20%, then there could be potentially some upsides,» says Sandip Sabharwal, asksandipsabharwal.com. Let us start with Avenue Supermarts and the entire consumption kind of takeaways that we are getting so far. The auto sales data has been slightly better than expected. Avenue has started the numbers for the consumption vertical and it looks like they have managed to beat expectations. Sandip Sabharwal: So, auto sale numbers were mixed, so some companies like Hero MotoCorp, etc, who are habitual in pushing out inventories hugely, there the decline was quite substantial. Other companies held on. Maruti and M&M did very well. Eicher did very well. So, it is mixed, but it is not bad.

«We are at the end of that regulatory tightening cycle. Then second, interest rates have been very high for a long time. We are maybe three-six months away from where at least the liquidity part of the interest rates should start easing out unless Trump does something really drastic in US and then the asset quality cycle, that also in microfinance, personal loans, that we are already seeing that the deterioration has happened,» says Digant Haria, GreenEdge Wealth. Is it going to be bigger, better for the financial sector because last two to three years, the Bank Nifty has been underperforming the benchmark index. A lot of these stocks are just sideways. This morning there is a positive news at least on Kotak Mahindra Bank wherein you have Citi upgrading it. But is it going to be a year of financials come back? Digant Haria: So, you are right, last two years have been tough for the financial sector. The sector, it seems that the valuations are cheap, but then we have growth slowdown also. I do not think that the first half of 2025 is going to be any magic for this entire banking sector or the NBFC space. But we are very close to the bottom, if not the bottom and when we say bottom, it is in terms of business that the RBI started tightening somewhere 12 months back.

equity mutual funds have offered over 20% return in 2024. Around 71 new funds were launched in the said period.

The Macro Picture:

neem leaf along with some jaggery; something bitter and sweet. And then people would look at the calendar. Because knowledge of time, and acceptance of sweetness and bitterness, give strength to move ahead in life. Neem is good for health though it is bitter. It destroys harmful bacteria. In life, what you considered as bitter has given you depth, made you strong. The challenges that came to you made you grow stronger and humbler.

After a blistering rally in bitcoin this year, crypto investors and industry executives told CNBC, they're expecting the flagship cryptocurrency to hit new all-time highs in 2025.

Subscribe to enjoy similar stories. Another year recedes for a new one to begin, laden with our collective hopes and expectations. The end of any time cycle is a good moment for honest reviews and barebone analysis.

money anyway, they still don’t feel motivated to learn the principles. This paradox has bothered me as a financial educator, but I guess I understand where the roadblock lies. We are so short of trust-enforcing behaviours in the financial arena that it makes many wary to step in.

Subscribe to enjoy similar stories. New Year is often the time to make resolutions for a healthier and fitter lifestyle. And gyms, running or swimming are not your only options.

Subscribe to enjoy similar stories. The promise of big returns from thematic and sectoral funds comes with equally high risks. With nearly half of the 147 thematic and sectoral mutual funds trading below their issue price as of December, it is important to assess whether thematic funds belong in your portfolio or if they are better avoided.