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Backdoor Roth 401(k) and IRA rules for the wealthy survive — for now
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The «backdoor Roth» tax strategy used largely by wealthy retirement savers and slated to be killed next year has survived — for now.
The loophole lets rich 401(k) and individual retirement account owners save in a Roth-style account, shielding future investment growth from tax. Roth accounts are generally off-limits to such investors due to an income cap.
Democrats aimed to end the rules starting in 2022 as part of the Build Back Better Act, a roughly $1.75 trillion package of climate and social
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