Bandhan Bank Q4 update: Advances jump 11% YoY, deposits see 12% uptick
Bandhan Bank's loans & advances surged nearly 11% year-on-year Rs 1,37,902 crore in the March 31, 2025 ended quarter versus Rs 1,24,721 crore reported by the lender in the year ago period. The total deposits grew by 12% YoY to Rs 1,51,209 crore in Q4FY25 as against Rs 1,35,202 crore reported in the corresponding quarter of the previous financial year.
On a sequential basis, the advances were up 4.5% while the total deposits saw a 7.2% uptick.
CASA deposits stood at Rs 47,436 crore, declining 5.4% on a YoY basis versus Rs 50,151 crore in the year ago period. However, they grew 6% on a sequential basis.
The retail term deposits jumped 29.9% YoY and 8.9% QoQ at Rs 56,717 crore.
The announcement is part of a mandatory quarterly update that listed companies are required to give to the stock exchanges. The detailed earnings will be announced later.
Live Events
Bandhan Bank shares today ended the session at Rs 156.65 on the BSE, up by Rs 5.15 or 3.40% over the Wednesday closing price.
Bandhan Bank has reported a 42% year-on-year drop in third quarter net profit at Rs 426 crore against Rs 733 crore in the year-ago period, on account of higher provisions towards bad loans and higher expenses.
The bank's microfinance portfolio continued to put stress on its financials with Rs 1196 crore fresh slippages reported during the quarter as against Rs 752 crore in the year-ago period. Total slippages were at Rs 1621 crore against Rs 1394 crore.
The bank wrote-off bad loans to the tune of Rs 1266 crore in the third quarter
