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Banishing pension dinosaurs will take more than fee cap tweaks
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fnlondon.comBritain’s early move to develop occupational pension schemes was once seen as a great source of national competitive advantage. These days it is widely viewed as a millstone, with the legacy of that innovation now blamed for a long list of economic ills.
Critics say the large number of small schemes, many of them ancient final salary plans closed to new members, has resulted in a very conservative investment culture, concentrating on safe and high-yielding assets to cover the relatively
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