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Can we buy our shared ownership property outright and let it out?
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Q I am currently living in a shared ownership property that I jointly own with my wife. We have a 25% share of the property which is valued at £82,000.
The full value of the property when we bought it in March 2021 was approximately £328,000. We bought this with a five-year mortgage with a fixed rate of 2.2% and we’ve been overpaying the maximum 10% of the overall mortgage without incurring an overpayment penalty.Would it be possible for me to remortgage for 100% ownership as a buy-to-let?
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