Credit score: How to get CIBIL score without PAN Card
credit score or CIBIL score is crucial because it enables banks to only extend credit cards and loans to borrowers with solid credit histories.
Your credit history is taken into account when you apply for loan while determining your CIBIL score. CIBIL does this computation using a proprietary method. However, the most crucial factors in this computation are your prior credit behaviours, including how you handled loans and credit card debt.
They may make sure that credit is supplied to someone who manages credit responsibly by granting credit to someone with a high credit score.
How to get CIBIL Score
Step 1
Visit the official Cibil website and select 'Personal CIBIL Score,' then 'Get Your Free CIBIL Score.' It will take you to link another link, fill in all the details.
Step 2
If you don’t have PAN Card, you can choose any of the following, and enter number of the specific ID that you had chosen.
- Passport
- Voter ID
- Driver’s license
- Ration card
Step 3
Enter your date of birth, your PIN code, and select your state. Finally enter your mobile number, Click on ‘Accept and Continue’
Step 4
To authenticate your identity, enter the OTP delivered to your mobile device on the next screen. Click 'Continue'.
Step 5
You will be asked if you want to link the device with your account. Choose Yes or No based on your choice.
Step 6
You will get a page that says 'You have successfully registered!'
Step 7
Click on ‘Go to Dashboard’ to view your CIBIL score
Your three-digit CIBIL score is a measure of your creditworthiness and
