Equity investments are subject to market risks and market fluctuations do impact the return of equity investors. So, one should never invest the money needed at a short notice during an unforeseen emergency or for meeting any short-term financial goal.
So, an investor may invest in equity the money that he/she may spare for the long term and in case of market crash, may wait for recovery to fulfill a long-term financial goal.
For this, a person should first do financial planning to identify how
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