From free Aadhaar update to special FD schemes, 5 key personal finance deadlines ending in March
Aadhaar card details, investing for income tax exemption, special fixed deposit schemes offered by SBI & IDBI Bank and concession on home loan interest rates. At the beginning of the month, we list out some of the key deadlines that are vital to know for all and sundry. Free updation of Aadhaar: In case you want to update your Aadhaar card details, you must do it before March 14.
You can change your name, address or mobile number without having to pay a fee. After this deadline the department will levy a fee for making these changes. To update your details, you need to visit the website: https://myaadhaar.uidai.gov.in/.
SBI special fixed deposit scheme: SBI rolled out specific tenor scheme of 400 days (Amrit Kalash) at a rate of interest of 7.10 percent with effect from April 12, 2023. Senior citizens are eligible for an interest rate of 7.60 percent. The scheme will be valid till March 31, 2024.
SBI home loan rate: State Bank of India (SBI) is offering campaign interest rates that will remain effective till March 31, 2024. The discounted rates were introduced on January 1 this year and the concession given to home loan borrowers in some cases is as high as 65 to 75 basis points, while in a few cases, no concession is given. Special FD by IDBI Bank: The private lender offers Utsav Callable FD wherein an interest rate in the range of 7.05 to 7.25 percent is offered to general depositors and 7.55 to 7.75 percent to senior citizens.
These special FDs will be offered only till March 31, 2024. (Source: IDBIbank.in) Investment for claiming tax exemption: In order to claim income tax exemption for fiscal 2023-2024, one must make the necessary investments before March 31. The investments made after this date will enable tax
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