High premiums prevent 3 out of 10 people from buying health insurance, survey finds
Three out of ten individuals do not purchase health insurance due to the high premiums associated with it, according to a recent survey conducted by Pristyn Care. Furthermore, the research revealed that approximately 34% of individuals lack awareness about the various options available for health insurance.
Interestingly, the survey also found that around 45% of people opted to purchase health insurance after the pandemic hit, emphasising the importance of having coverage during uncertain times. In addition, approximately 42% of respondents increased their insurance limits, highlighting the growing recognition of the value and necessity of health coverage.
More than 60% of individuals expressed confidence in the affordability of medical procedures in India. However, despite this perception, 5 out of 10 patients residing in tier 2 and 3 cities still travel to metros in search of better treatment options. When asked about areas of improvement in the healthcare system, 30% of respondents stressed the need for more affordable medical treatments, while 24% emphasised the importance of improving the quality of healthcare professionals, as per survey.
On a positive note, the survey revealed that 7 out of 10 respondents residing in metro cities reported being satisfied with the current accessibility of surgical care in their respective areas.
Despite global challenges, the government's approach through Health and Wellness Centres (HWCs) and the Pradhan Mantri Jan Aarogya Yojana (PMJAY) has successfully made quality healthcare accessible and affordable for millions of people, survey reveals.
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