Home loan interest rates: These are the rates charged by top 5 banks

livemint.com:

Before borrowing a home loan, borrowers tend to compare interest rates offered by different banks. Most banks usually charge interest rates between 9-11 per cent, however, the rate varies on the basis of credit score and the amount of loan borrowed.

HDFC Bank: HDFC Bank charges an interest rate of 8.55 percent to 9.10 percent for salaried and self-employed borrowers. The standard home loan rates for salaried and self-employed ranges between 8.9 to 9.60 percent.

ICICI Bank: ICICI Bank charges 9 percent from the borrowers with credit score of 800, and those with credit score between 750-800 are offered 9.10 percent (for self-employed) and 9 percent (for salaried). These are the special rates valid till Feb 29, 2024.

The standard home loan rates range between 9.25 percent to 9.90 per cent (for salaried persons) based on the amount of loan, and between 9.40 percent to 10.05 percent for self-employed borrowers.

Kotak Mahindra Bank: The private lender charges 8.70 percent from salaried borrowers and 8.75 percent from the self-employed persons.

Bank of Baroda: The state lender offers an interest which is anywhere between 8.40 percent to 10.60 percent to the salaried borrowers, and the same interest rate to non-salaried as well, as the table shows.

This is the current flexible interest rate. The fixed interest rate offered to salaried borrowers is in the range of 10.15 to 11.50 percent.

The non-salaried, however, are offered an interest in the range of 10.25 to 11.60 percent.

Punjab National Bank (PNB): This state lender offers housing loans to borrowers at a rate that ranges between 9.40 percent to 11.10 percent based on the amount of loan, credit score and LTV (loan to value) ratio.

For instance, when LTV is less than or equal