How do you claim insurance if FIR is pending after accident?
—Name withheld on request Navigating the insurance claim process in the aftermath of a fatal car accident with a pending police FIR can be intricate. However, the mandate to submit an FIR depends on multiple factors related to the accident. Inform the insurer promptly, if you already haven’t so that they can provide the family with right and timely assistance.
You may help the family be prepared with certain essential documents such as a death certificate, the claimant’s KYC documents, medical reports (if any), and any other pertinent records, including a copy of the FIR, if required. During this challenging time, it’s advisable to maintain open communication with the insurance company, understand all the requirements, and have constant communication on the status of the claim, providing any supplementary information requested by the insurer. —Name withheld on request I am glad that you have recognized the advantages of opting for life insurance from India.
It will not just help you with affordable premiums, but the purchase process will be much simpler. In fact, insurance solutions are tailor-made by Indian insurers to meet specific needs such as yours. The eligibility criteria and required documentation may vary among insurance providers.
Commonly, insurers will require questionnaires and documents pertaining to your NRI status and travel details like passport copy, PAN/Form 60, income documents if applicable and other such relevant information. It is advisable to speak with your insurance provider, understand the requirements clearly, and have your documents ready to ensure a hassle-free purchase process. Insurers are constantly working on a robust digital service architecture so you can connect with them effortlessly
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