How to future-proof your special needs child in your absence

economictimes.indiatimes.com:

Shilpa Bhaskar Gole, Founder, NerdyBird Financial Wellness, says “it is very important to have a Trust. This is something that parents do not want to go down that road because they foresee certain complications and having to go through all the legal hassles. However, I believe that having a trust is a very good way to set aside this money for your special needs child and ensure that there is on-going financial care for the child in a very systematic manner and making sure that these assets are ring-fenced from any others – be it creditors or other people who would want access to your money in your absence.”
The financial future of special abled kids have to be properly planned, but more than that a lot needs to be done in terms of counselling and getting the mindset right. What according to you parents fear most when it comes to their specially abled children?
There are a lot of fears that families with special needs go through on a day-to-day basis and the most important fear is about enabling their child to manage their lives independently and without their support.

Unfortunately, there are many families in India and data show that even in their adulthood and old age, special children need special care. It is not only physical disability but in many cases mental disabilities also mean that they would not have the capacity to carry out their life decisions and life functions independently.

When we talk about financial planning, what all are the aspects that one needs to really take care of? Does it differ depending on the kind of special needs the child might have? How can one begin?
It does depend on the needs.

What I have noticed is that from family to family, the nuances are very unique. For example, if you just take two