How tourists and NRIs can use UPI without an Indian bank account to make payments
Subscribe to enjoy similar stories. Imagine landing in India, ready to admire the Taj Mahal, shop in the local markets of Mumbai, take in the stunning views of Manali’s snow-capped mountains or enjoy a peaceful houseboat cruise in the backwaters of Kerala – all without fumbling for cash or worrying if your forex cards will be accepted for payments. Thanks to UPI One World, foreign nationals and non-resident Indians can now make hassle-free payments across India seamlessly.
Whether you’re a first-time overseas visitor, an NRI returning to reconnect with home, a health tourist, a student or even if you’re catching up with long-distance friends, UPI One World simplifies your payment needs, allowing you to pay for food, transport, accommodation and shopping with just a few taps on your smartphone, without the need to open a local bank account. UPI One World is designed specifically for foreign visitors and NRIs. It is powered by India’s Unified Payments Interface (UPI), a facility that enables instant online transfer of funds between bank accounts.
Users can load Indian rupees into a prepaid wallet, which can then be used to pay merchants and vendors via widely used UPI QR codes. This feature eliminates the need to carry large amounts of cash or rely on forex cards. “Foreign tourists often face hassles with forex cards, particularly in tier-2 and tier-3 cities, where acceptance is limited," said Ayan Agarwal, CEO of Transcorp.
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