IndusInd Pioneer Heritage credit card: From rewards to benefits; all you need to know
credit card stands as a pinnacle among Mastercard World Elite offerings in India, exclusively tailored for elite clientele. Comprising two distinguished variants – the Pioneer Heritage credit card and the groundbreaking Pioneer Heritage Metal credit card – the latter being IndusInd Bank's inaugural metal card elevates the experience with heightened premium advantages. In this article, we delve into a comprehensive review of the IndusInd Pioneer Heritage credit card, exploring its rewards and benefits in detail.
The primary prerequisite for applying for an IndusInd Pioneer Heritage card is establishing a pioneer banking relationship. Achieving this exclusive relationship with IndusInd Bank entails meeting the following criteria: AQB requirement: Maintain a combined balance of ₹10 lakhs in savings and current accounts. NRV requirement: Accumulate a total net relationship value of ₹30 lakhs across all investments, with a minimum of ₹1 lakh in the savings account.
Joining fee: ₹1,80,000 + GST (Lifetime Free) or ₹90,000 + GST Annual fee: ₹25000 + GST, and spend ₹10 lakhs to get the full waiver on this card. Fuel surcharge waiver: Enjoy a 1% surcharge waiver on all transactions across all fuel stations between ₹400 and ₹4,000. Interest rates: A monthly interest rate of 2.99%, equivalent to an annual rate of 35.88%.
Welcome benefit: Upon joining, you’ll receive the Oberoi e-gift voucher, note that it holds a validity period of 6 months from the date of issuance. Each voucher allows you to redeem up to two vouchers for a single stay reservation. Additionally, revel in premium access to over 30 luxury brands with luxe gift vouchers valued at ₹5,000.
Read more on livemint.com
