Is EPF e-nomination mandatory to partially withdraw money from EPFO accounts?

Is EPF e-nomination mandatory for filing advance claims or partial withdrawal?

No, e-nomination is not mandatory for filing advance claims. Further, there is no last date for filing an e-nomination for your EPF account.

What are the different types of advances and eligibilities?
The Employees' Provident Fund (EPF) Advance Form, also known as Form 31, is typically used to submit a claim for a partial withdrawal or advance from the EPF account. Employees are not permitted to make ad hoc withdrawals from their EPF accounts. There are prerequisites for every type of withdrawal.

S.No.Type of AdvanceService Eligibility1Housing Loan / Purchase of Site / House / Flat or for construction 602Lockout or closure of factory 03Illness of member / family04Marriage of self/son/daughter /brother/sister845Post matriculation education of children846Natural Calamity07Cut in electricity in establishment08Purchasing equipment by physically handicapped09One year before retirementAge above 54 years10Investment in Varistha Pension Bima YojanaAge above 54 years

Source: EPFO website

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No EPF nominee? How PF money will be paid after EPFO member's death

What is EPF e-nomination?
The e-nomination helps in transferring the benefits of Employees' Provident Fund (EPF) account holders to their dependents in the event of the account holder's untimely death. It enables nominees to access the account holder's EPF, Employees' Pension Scheme (EPS), and Employees' Deposit Linked Insurance Scheme (EDLI) funds online.

Members should make sure they submit their nominees, who will get both the PF amount and the pension. Nominations can be submitted for one or more members of his family, with the percentage of share specified.

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