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Tax, investments and pension rules can change over time so the information below may not be current. This article was correct at the time of publishing, however, it may no longer reflect our views on this topic.
With the 2023 autumn statement around the corner, we look at what changes are being rumoured and what they could mean for you.
This article isn’t personal advice. If you’re not sure whether an investment is right for you please seek advice. If you choose to invest the value of your investment will rise and fall, so you could get back less than you put in.
27 September 2023
With the 2023 autumn statement looming, there are suggestions that Jeremy Hunt might reform ISAs.
A number of ideas have been floated, some of which are more welcome than others.
This article isn’t personal advice. If you're not sure what’s right for your circumstances, ask for financial advice. ISA and tax rules can change, and the benefits depend on your personal circumstances. Remember, investments can fall as well as rise and you could get back less than you invest.
One idea was a kind of mega-ISA, bringing together Cash ISAs and Stocks and Shares ISAs.
On the face of it, merging these two sounds simpler. But when you dig a bit deeper, it actually risks making things more complicated.
These are very different products, requiring completely different
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