ManipalCigna Accident Shield: Customisable personal accident plan with up to Rs 25 crore sum insured

financialexpress.com:

ManipalCigna Health Insurance has launched ‘ManipalCigna Accident Shield’, an advanced personal accident plan that offers comprehensive coverage for Accidental Death (AD), Permanent Total Disablement (PTD), and Permanent Partial Disablement (PPD).

In a statement, the insurer said that for adventure enthusiasts, ManipalCigna Accident Shield goes beyond financial security. Whether it’s mountain biking, rock climbing, or other adventurous activities, this plan provides comprehensive coverage, ensuring their passion is matched with robust protection.

“As a health insurance expert, our commitment to providing easy access to quality healthcare is at the heart of our product innovations. Thus keeping in mind the increasing accident incidences and cost, ManipalCigna Accident Shield plan allows policyholders to choose from a range of sum insured options, spanning up to Rs 25 crores, tailoring their coverage to their specific needs. This plan also offers a claim benefit of up to 200% of the Sum Insured for Accidental Death and Permanent Total Disablement. In addition, the plan provides coverage for Accidental Hospitalization including OPD expenses ensuring even minor injuries are covered,” said Prasun Sikdar, Managing Director and CEO, ManipalCigna Health Insurance.

ManipalCigna Accident Shield comes in three variants:

ManipalCigna Accident Shield is a comprehensive and customizable accident insurance plan that doesn’t just cover death and disability but also the associated hospitalization and ancillary expenses.

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“We understand that accidents can range from minor mishaps to more severe incidents, which is why we’ve