Niva Bupa Personal Accident Plan offers coverage upto ₹10 crore – Explore 10 key benefits

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1. Age Limit, Coverage and Policy Options - The minimum age to enter for individuals aged 18 years to 65 years. Whereas, the children aged between 5 and 21 years are covered under the plan.

There are various coverage plans available but, maximum coverage is ₹10 crore. The acceptance is worldwide ie., anytime and anywhere. However, the plans are offered to both individuals and family members.

but, family plan coverage is available for up to 2 adults and 2 children.The plan offers comprehensive financial support for your commitments and liabilities. The plan provides a sum insured up to 25 times the annual income for business owners and 20 times the annual income for salaried individuals.

Also Read: Should I buy double accidental death insurance or a life cover?2. Accident Death Coverage - In the unfortunate event of your death due to an accident, the beneficiary of the personal accident insurance plan will receive a lump sum amount equal to 100% of the insured sum.

The sum insured plans are starting from ₹5 lakhs to ₹10 crore.3. Permanent Total Disability - If you suffer a permanent total disability due to an accident, which renders you unable to work or carry out daily activities, personal accident insurance plans will pay 125% of the sum insured or percentage of base sum insured.4. Permanent Partial Disability - This plan will provide coverage for a certain percentage of the sum insured in the event of permanent partial disability resulting solely and directly from an accident, and occurring within 90 days of such an unforeseen incident.