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Private lenders take lead in employee strength ahead of PSU peers
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ICRA Ltd, the market share of public banks in advances and deposits is much higher at 59% and 64%, respectively. However, private banks will also have significant cross-sell staff when compared to public banks.
“Hence, the composition of the employees and employee costs may not be directly comparable," said Gupta. He added that nonetheless, despite the share of assets being much larger for PSU banks, the employee expenses for public banks stood at 1.25% of their average assets in FY24, compared to 0.94% for private banks.
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