Travel insurance evolving rapidly to keep up with changing travel habits of modern travellers
travel insurance is evolving rapidly to keep up with changing travel habits of modern travellers seeking unique experiences and adventure amid a post-Covid travel boom.
A new breed of policies now caters to adventurous and niche activities like golfing and scuba diving besides offering emergency coverage for pre-existing conditions, home-to-airport coverage, upgrading to business class due to health reasons and even pet care.
For instance, some insurers are offering coverage that reimburses golfers for the cost of a hole-in-one celebration — a grand party a golfer must host if he/she manages to hit the ball from the tee all the way to the hole in a single stroke.
«If you are a golfer and you hit a hole-in-one while playing abroad, tradition says you must throw a grand party, and that can get expensive. The insurer covers those costs, so there is a policy to protect your hobby by covering that celebration,» said Abhash Pathak, lead-travel insurance at Go Digit General Insurance.
That said, a hole-in-one rarely happens in golf and Go Digit has yet to see a claim for that.
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