'Treat AYUSH treatments on par with allopathic,' Madras HC tells IRDAI

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Insurance Regulatory and Development Authority of India (IRDAI) to treat AYUSH treatments the same as Allopathy treatments with regards to reimbursement of expenses. According to a report by Live Law, Justice Anand Venkatesh emphasized the work done by AYUSH doctors during the COVID-19 pandemic, and added that traditional medicines were also recommended to the infected patient under AYUSH which provided relief to several patients. Therefore the Madras HC asserted that it would be irrelevant to deprive policyholders of getting reimbursements for the amount spent on AYUSH treatments under the medical insurance.

The court also said that an individual decides to either opt for an AYUSH treatment or an Allopathic treatment, therefore, the expenses incurred in either of the treatments had to be placed on equal scales. Medical inflation surges at an alarming rate The judge said giving preference to allopathy would be discriminatory and directed IRDAI to draft a policy keeping AYUSH treatments in mind. The Madras HC also asked IRDAI to encourage traditional treatments like AYUSH.

It said patients who undergo such treatments should be entitled to receive the insurance amount for the expenses incurred by him. Dental treatment is costly. Here’s how you can finance it The Madras HC was hearing two pleas filed by an advocate and a clerk claiming full reimbursements of the amount by their respective insurance companies.