You don’t have to visit bank to update your KYC; how to do it online

economictimes.indiatimes.com:

KYC) details if you have already submitted the valid documents and have not changed your address. If there is no change in your KYC information, you can submit a self-declaration through email-id, registered mobile number, ATMs, or any other digital channels. In a circular dated January 5, 2023, the Reserve Bank of India (RBI) said, «As per the present guidelines, if there is no change in KYC information, a self-declaration to that effect from the individual customer is sufficient to complete the re-KYC process,” read the circular from RBI dated January 5, 2023.» According to the said RBI circular, banks have “been advised to provide the facility of such a self-declaration to the individual customers through various non-face-to-face channels such as registered email-id, registered mobile number, ATMs, digital channels (such as online banking/internet banking, mobile application), letter, etc., without need for a visit to a bank branch.”

So if there is no change in address and the submitted KYC documents are still relevant, then you can submit a self-declaration to update your KYC. However “if there is only an address change, customers can furnish revised/updated addresses through any of these channels (mentioned above) after which, the bank would undertake verification of the declared address within two months,” said the RBI in the circular. However in some specific scenarios like if one’s KYC document’s validity has expired, or the submitted KYC document is no longer an officially valid document (OVD). In this case, one needs to physically visit the bank branch with documents listed on the current OVD list.

PNB asks customers to update KYC by August 31, 2023: How to