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Your Money: Follow the 12:80:80 asset allocation approach
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By Rina Nathani
Some investors keep adding to their equity portfolio to capitalise on the bull run, exposing their portfolio to market risks. On the other hand, investors who fear losses make untimely redemptions, stopping their financial goals. Investors need to make decisions rationally and not let market noise or emotional biases get in the way of their mutual fund decisions.
Asset allocation means dividing up your assets in the right proportions among equities, debt, bonds, and gold to
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