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Your Money: Types of mutual funds and the risks they carry
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By Sandeep Bhosle
We all grew up watching our parents and their parents put all their extra money into fixed deposits (FDs). However, FDs no longer shine as before. In recent years, mutual funds have emerged as a frontrunner among investment options. And over a duration of three years and above, debt mutual funds are more tax efficient due to indexation benefits. Indexation helps an investor to adjust inflation while calculating the long-term capital gains, which lowers the taxable income.
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